:root {
  --blue: #1b5bab;
  --blue-dark: #0f3b72;
  --blue-light: #e8f0fb;
  --green: #2d7a3a;
  --green-dark: #1a5225;
  --green-light: #eaf4ec;
  --gold: #c89a2e;
  --gold-light: #fbf5e6;
  --off-white: #f2f4f1;
  --text: #0f1e3a;
  --text-mid: #3a4a5c;
  --text-light: #6b7a8d;
  --border: #dde3ed;
}

* { box-sizing: border-box; margin: 0; padding: 0; }
html { scroll-behavior: smooth; }
body {
  font-family: "Plus Jakarta Sans", sans-serif;
  color: var(--text);
  background: #fff;
  font-size: 16px;
  line-height: 1.6;
}
h1, h2, h3 { font-family: "DM Serif Display", serif; line-height: 1.15; }
a { color: inherit; }

nav {
  position: sticky;
  top: 0;
  z-index: 100;
  background: rgba(255,255,255,0.97);
  border-bottom: 1px solid var(--border);
  backdrop-filter: blur(8px);
}
.nav-inner {
  max-width: 1200px;
  margin: 0 auto;
  height: 72px;
  padding: 0 2rem;
  display: flex;
  align-items: center;
  justify-content: space-between;
}
.nav-logo img { height: 48px; width: auto; display: block; }
.nav-links {
  display: flex;
  align-items: center;
  gap: 1.4rem;
  list-style: none;
}
.nav-links a {
  text-decoration: none;
  color: var(--text-mid);
  font-size: 0.86rem;
  font-weight: 600;
}
.nav-links a:hover, .nav-links a.active { color: var(--blue); }
.nav-cta {
  background: var(--blue);
  color: #fff !important;
  padding: 0.5rem 1.1rem;
  border-radius: 6px;
}
.nav-cta:hover { background: var(--blue-dark); }

.hero {
  background: linear-gradient(145deg, var(--blue-dark), var(--blue) 58%, var(--green));
  color: #fff;
  padding: 5rem 2rem 4rem;
}
.hero-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1.05fr 0.95fr;
  gap: 3.5rem;
  align-items: center;
}
.eyebrow {
  display: inline-block;
  color: #b7e4c3;
  font-size: 0.76rem;
  font-weight: 800;
  letter-spacing: 0.09em;
  text-transform: uppercase;
  margin-bottom: 1rem;
}
.hero h1 {
  font-size: clamp(2.35rem, 6vw, 4.4rem);
  max-width: 840px;
  margin-bottom: 1.1rem;
}
.hero p {
  max-width: 620px;
  color: rgba(255,255,255,0.84);
  font-size: 1.05rem;
  margin-bottom: 1.8rem;
}
.hero-actions { display: flex; flex-wrap: wrap; gap: 0.85rem; }
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 44px;
  padding: 0.78rem 1.25rem;
  border-radius: 6px;
  font-weight: 800;
  font-size: 0.9rem;
  text-decoration: none;
}
.btn-primary { background: #fff; color: var(--blue-dark); }
.btn-secondary { border: 1.5px solid rgba(255,255,255,0.45); color: #fff; }
.hero-media img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  border-radius: 8px;
  border: 1px solid rgba(255,255,255,0.2);
  box-shadow: 0 18px 48px rgba(0,0,0,0.25);
  display: block;
}

.proof {
  background: #fff;
  border-bottom: 1px solid var(--border);
}
.proof-inner {
  max-width: 1200px;
  margin: 0 auto;
  padding: 1rem 2rem;
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 1rem;
}
.proof-item {
  border-left: 3px solid var(--green);
  padding: 0.35rem 0 0.35rem 0.8rem;
}
.proof-item strong {
  display: block;
  font-size: 0.86rem;
}
.proof-item span {
  display: block;
  color: var(--text-light);
  font-size: 0.78rem;
}

section { padding: 4.5rem 2rem; }
.section-inner { max-width: 1200px; margin: 0 auto; }
.section-head {
  display: grid;
  grid-template-columns: 0.95fr 1.05fr;
  gap: 3rem;
  align-items: end;
  margin-bottom: 2.4rem;
}
.section-label {
  color: var(--green);
  font-size: 0.74rem;
  font-weight: 800;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 0.7rem;
  display: inline-block;
}
.section-head h2 { font-size: clamp(2rem, 4vw, 3rem); }
.section-head p { color: var(--text-mid); }

.panel-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.panel {
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 1.35rem;
  background: #fff;
}
.panel h3 {
  font-family: "Plus Jakarta Sans", sans-serif;
  font-size: 1rem;
  margin-bottom: 0.5rem;
}
.panel p, .panel li { color: var(--text-mid); font-size: 0.9rem; }
.panel ul { margin-left: 1.1rem; }

.band { background: var(--off-white); }
.split {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 3rem;
  align-items: center;
}
.split img {
  width: 100%;
  aspect-ratio: 4 / 3;
  object-fit: cover;
  border-radius: 8px;
  display: block;
}
.steps {
  display: grid;
  gap: 0.8rem;
}
.step {
  display: grid;
  grid-template-columns: 42px 1fr;
  gap: 0.9rem;
  align-items: start;
}
.step-num {
  width: 42px;
  height: 42px;
  border-radius: 50%;
  background: var(--blue);
  color: #fff;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 800;
}
.step h3 {
  font-family: "Plus Jakarta Sans", sans-serif;
  font-size: 1rem;
  margin-bottom: 0.2rem;
}
.step p { color: var(--text-mid); font-size: 0.9rem; }

.link-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 1rem;
}
.link-card {
  display: block;
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 1.2rem;
  text-decoration: none;
  background: #fff;
}
.link-card:hover { border-color: var(--blue); box-shadow: 0 8px 24px rgba(27,91,171,0.08); }
.link-card strong { display: block; margin-bottom: 0.3rem; color: var(--blue); }
.link-card span { display: block; color: var(--text-light); font-size: 0.86rem; }

.faq-list { display: grid; gap: 0.85rem; }
.faq-item {
  border: 1px solid var(--border);
  border-radius: 8px;
  padding: 1.15rem;
  background: #fff;
}
.faq-item h3 {
  font-family: "Plus Jakarta Sans", sans-serif;
  font-size: 1rem;
  margin-bottom: 0.35rem;
}
.faq-item p { color: var(--text-mid); font-size: 0.9rem; }

.cta {
  background: var(--blue-dark);
  color: #fff;
  text-align: center;
}
.cta h2 { font-size: clamp(2rem, 4vw, 3rem); margin-bottom: 0.8rem; }
.cta p { color: rgba(255,255,255,0.78); margin: 0 auto 1.5rem; max-width: 640px; }

footer {
  background: #071d38;
  color: rgba(255,255,255,0.72);
  padding: 2rem;
}
.footer-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  flex-wrap: wrap;
  gap: 1rem;
  justify-content: space-between;
  align-items: center;
  font-size: 0.86rem;
}
.footer-inner a { color: rgba(255,255,255,0.86); text-decoration: none; margin-left: 0.7rem; }
.footer-inner a:hover { color: #fff; }

@media (max-width: 900px) {
  .nav-links { display: none; }
  .hero-inner,
  .section-head,
  .split {
    grid-template-columns: 1fr;
  }
  .hero { padding-top: 4rem; }
  .proof-inner,
  .panel-grid,
  .link-grid {
    grid-template-columns: 1fr;
  }
}